In the wake of changing mindsets over large homes and the shift to sustainable living, un-used space has become a “no no” in the home design industry. These changes emanate from low
Having an Emergency Fund — Making it twelve months without incurring any unexpected expenses can prove a hard feat for anyone. So using your tax refund to either start or grow your emergency fund is a positively safe and smart decision.
Increasing Retirement Savings — Putting money into a retirement savings account is always a good decision, as the more you save, the more financially secure you’ll be in the future.
Opening an Extra Savings Account — An extra savings account can become a money hero for the expected and unexpected special events in life, such as weddings, anniversary trips, senior care for aging family, etc. Don’t be afraid to think ahead for those unique times.
Growing a College Fund — If you’ve got children, you might consider adding to or starting college funds. College may still be a long way off for junior, but growing a college fund now could mean the difference between him pursuing his dreams with your help, or taking up permanent residency on your living room sofa.
Building a Young Adult’s Savings Account — For older dependents that are earning an income, consider helping them open a Roth IRA account that will help them begin investing in their own financial future.
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Karen & Henry Seale
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By Kenneth R. HarveyFebruary 27, 2019The Washington Post, Real EstateIt’s a real estate and social barometer that doesn’t get a lot of publicity, but it’s important: More Americans are paying